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Techgrity PST
Techgrity PST
  • Executive Summary
  • Introduction
    • Introduction – Market Opportunity & Problem
    • Solution Overview
    • Participants & Roles
    • Profit Share - Token originator & initial offering
    • Glossary
  • Token
    • Platform Mechanics
      • Bridging the Liquidity Gap with Blockchain Mechanisms
    • Dividend Mechanism
    • Token Overview
    • Use Cases / Examples
    • Token Vesting
    • Staking Product (Farm)
  • DAO
    • Governance & Token Economics
    • Risk Management & Compliance
    • Roadmap & Future Outlook
    • DAO Overview
    • Governance
    • Collateral
  • Conclusion
  • Appendix
    • Yield Farm Scenario
    • Credits
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  1. Introduction

Solution Overview

Integrating Structured Finance with Blockchain Technology

PreviousIntroduction – Market Opportunity & ProblemNextParticipants & Roles

Last updated 1 month ago

The Profit Share Token (PST) Protocol addresses e-commerce liquidity gaps by tokenizing a share of real-world merchant profit, derived from captured revenue, into tradable digital assets that yield stablecoin dividends. PST merges traditional finance principles with blockchain's transparency, accessibility, and automation.

How PST Works: The Core Mechanism

PST creates a token distributing regular stablecoin dividends from e-commerce revenue:

  1. Revenue Capture: Merchant sales revenue is automatically directed via integrations (e.g., payment gateways) to a smart contract controlled bank account.

  2. Automated Processing: The smart contract then automatically:

    • Segregates Profit Share: Isolates the pre-agreed percentage of revenue - default is set at 10%.

    • Converts to Stablecoins: Converts this profit share to stablecoins, transferring them to the PST Dividend Wallet.

    • Remits to Merchant: Returns the remaining revenue (e.g., $90) to the merchant.

  3. Dividend Distribution: Monthly, accumulated stablecoins in the Dividend Wallet are distributed pro-rata to PST token holders and Liquidity Pool.

This ensures only the agreed profit is tokenized, merchants receive their operational revenue promptly, and investors earn stablecoin dividends from e-commerce profits.

Structured Investment Products

Beyond the core token, PST supports structured products like Senior (Fixed 11-13% APY) and Junior tranches. These are backed by diversified pools of tokenized profit shares from various merchants, allowing investors to tailor risk and return.

Key Features & Benefits:

  • Direct Profit Share: Dividends from clearly defined, auto-segregated merchant profits.

  • Automated & Transparent: Smart contracts manage the full flow, all on-chain for auditability.

  • Merchant Benefits: Access capital by sharing future profits, with seamless integration and prompt revenue remittance.

  • Accessible Yields: Opens access to e-commerce profit-sharing yields.

In Essence: PST captures e-commerce revenue, tokenizes an agreed profit share for stablecoin dividends, and returns the rest to merchants. It offers automated growth capital for merchants and real-cash-flow-backed yields for investors.